Initiating Online Payments in Marg ERP

Step 1: Click on ‘Online Banking’ shown on the ribbon on the top of the screen.

Step 2: Select ‘Payment’ option from J&K Banking’


Step 3: After selecting ‘Payment’ option in the screen above, Marg Voucher will appear on your screen, where you have to select the ‘Date’ on which you want to initiate the payment.

  • In case, you select Current date (Today’s Date), the payment will get initiated immediately


Step 4: Select Name of Party to which you want to pay. The ledger balance will appear next to the party name. Enter Debit or Credit Entry. Then select the ‘Bank Name’ from the dropdown through which you want to pay.

  • In case, you have multiple banks accounts, a pop-up will appear on your screen from which you can select the bank through which you want to make the payment.


Step 5: After selection your Bank, an ‘Online Fund Transfer With J&K Bank window will appear.

  • In the Top most section, you will see your bank details from which the payment will get initiated.
  • In the second section, you will see your Payee bank details which are configured in your ledger. If you don’t have configured the details, it will ask you to configure the details.

*If you are logged in as an ‘Admin’ you can enter the details else not.
*You can also give powers operator wise with which you can change

Payment Mode: By default, NEFT is selected.
You can also choose NEFT/ RTGS/ Own to Own/ J&K Bank to J&K Bank.
NEFT: Used for NEFT transfer up-to 2 lacs RTGS: Used for RTGS transfers above 2 lacs
Own to Own: Used for Fund Transfer between own J&K Bank accounts.
J&K Bank to J&K Bank: When you want to pay from your J&K Bank account to your Client’s/Customer’s J&K Bank account.


Step 6: Click on ‘Initialize’ after selecting your appropriate payment mode. After initializing the payment, you will receive an OTP on your registered mobile number which is given in Bank.
After entering the OTP, your payment will initiate and you will receive a Reference number and you will go back to your ledger window.