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cost of funds in banking

Understanding the Cost of Funds in Banking: Factors, Management, and FAQs

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Understanding the Cost of Funds in Banking Banks are in the business of lending money to borrowers in need of capital. To do this, they...
Understanding Home Loan Tax Benefits: A Comprehensive Guide

Understanding Home Loan Tax Benefits: A Comprehensive Guide

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Owning a home is a dream for many of us, but it also comes with a lot of financial responsibility. One of the significant...
Bank Deposit Challan: Everything You Need to Know

Bank Deposit Challan: Everything You Need to Know

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Introduction A bank deposit challan is a form used to deposit money into a bank account. It is an essential document that must be filled...
Understanding FBP Declarations: A Guide for Individuals and Businesses

Understanding FBP Declarations: A Guide for Individuals and Businesses

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The Foreign Bank and Financial Accounts (FBAR) is a report that must be filed with the Financial Crimes Enforcement Network (FinCEN) by certain individuals...
what is property dividend

Understanding Property Dividend: A Valuable Investment Option

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Introduction Investors are constantly on the lookout for ways to maximize their returns and diversify their portfolios. One such investment option that often piques their...
scheduled commercial bank

Understanding Scheduled Commercial Banks: A Pillar of Financial Stability

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In today's fast-paced and interconnected world, banking plays a vital role in the functioning of the global economy. Scheduled commercial banks, in particular, occupy...

What is Monetary Policy? Definition, Objective, Tools and Types

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Latest Update: For the eighth time in a row, MPC led by RBI Governor Mr. Shaktikanta Das, kept the Monetary Policy unchanged in October 2021. Interest...
National Housing Bank: Facilitating Affordable Housing for All

National Housing Bank: Facilitating Affordable Housing for All

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In a developing nation like ours, ensuring access to affordable housing is crucial for the overall socio-economic development of its citizens. Recognizing this need,...
All You Need to Know About e-Pehchan Card for Unorganized Sector Workers in India

About e-Pehchan Card for Unorganized Sector Workers in India

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In India, the e-Pehchan Card is a unique identification system that aims to provide an identity card to unorganized sector workers. The card aims...