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What is E-Verification of ITR ?
After successfully filing your income tax return you need to verify it. The department starts processing your return, once it is verified. For any refunds, the return has to be submitted as well as verified. So, your refunds will be delayed if you delay in verifying your return. According to income tax laws, taxpayers get 120 days to verify his/her return. If you miss verifying your tax return within 120 days, then it will not be considered valid.
Ways to verify your ITR
You can verify IT return with any of this medium but I recommend you to verify through electronically it is the fastest and easiest way to verify your IT Return:
- Aadhaar OTP
- Net Banking
- Bank Account Number
- Demat Account Number
- Through Bank ATM
- Sending signed ITR-V/Acknowledgement receipt to CPC Bengaluru.
Aadhaar OTP
You can verify your ITR through Aadhaar but you must do these things before verifying your ITR using the Aadhaar. Link your mobile number with Aadhaar to receive One Time Password (OTP) and then link your Aadhaar with PAN. After getting all linked here is the process to verify the ITR.
- Login to the Income Tax Portal. https://www.incometaxindiaefiling.gov.in/home.
- Go to ‘My Account‘ tab and select the ‘e-verify return’ option.
- Select IT Return you would like to e-Verify, and click e-Verify.
- Select, ‘I would like to generate Aadhaar OTP to e-verify my return > I would like to generate Aadhaar now’.
- An SMS with the 6-digit OTP will be sent to your Aadhaar linked mobile number. Enter the OTP received in the IT portal and click on submit. ITR will be verified on the successful submission of OTP.
If you have not registered to the Income Tax Portal you can also verify your ITR through Aadhaar OTP without Login to IT portal.
- Go to Income Tax Portal https://www.incometaxindiaefiling.gov.in/home
- Click on e-verify return option in quick links.
- Enter your PAN Number, Acknowledgement Number and select your assessment year.
- Enter Captcha & Submit.
Net banking
To verify your ITR through net-banking all you need is net banking ID, Password and follow these steps:
- Log in to your Online Net-banking account, in this, I am using SBI as an example.
- Go to the ‘e-tax’ tab and select the ‘more>>’ option and then click on the ‘login to e-filing/e-verify’.
- Confirm your account details and click on ‘Submit’ then you will get a high-security OTP enter the OTP and click confirm.
- Then you will be redirected to the IT portal, Login to Income Tax Portal.
- Go to the ‘My Account’ tab on the dashboard and select the ‘e-verify return’ option.
- Click ‘Continue’ to e-Verify your return. e-Return will be successfully verified.
Bank Account Number
You can verify your ITR through account number, this facility is available for selected banks only but before you verify through Bank Account you must Pre-validate your bank account:
- Login to Income Tax portal.
- You need to Pre validate your Bank Account Number to verify your ITR.
- Select My Profile settings > click on ‘Prevalidate Your Bank Account’ > Enter your bank details, and click on ‘Pre-validate’.
- Select the bank you added, and click “Enable EVC”.
Steps to verify ITR through account number:
- Go to ‘My Account’ tab from the menu, and select ‘e-Verify Return’.
- Select IT Return you would like to e-Verify, and click e-Verify
- Select ‘I do not have an EVC and I would like to generate EVC to e-verify my return’ > Through Bank Account > Generate EVC Code > You will get the EVC Code.
- Enter your EVC Code and click ‘Submit’. e-Return will be successfully verified.
Demat Account Number
Income Tax Portal also gives an option to the Demat account holder to verify their ITR. This method is similar to bank account-based verification. You need to Pre-validate your Demat account. Follow these steps to pre-validate your Demat account:
- Login to Income Tax portal.
- Select My Profile settings > click on ‘Prevalidate Your Demat Account’ > Enter your Demat Account details, and click on ‘Prevalidate’.
Your details will be validated automatically within 1-2 hours. Once your details are validated you can generate EVC Code through Demat Account.
Steps to verify ITR through Demat Account:
- Login to Income Tax portal.
- Go to ‘My Account’ tab from the menu, and select ‘e-Verify Return’.
- Select IT Return you would like to e-Verify, and click e-Verify
- Select ‘I do not have an EVC and I would like to generate EVC to e-verify my return’ > Through Demat Account Number > Generate EVC Code > You will get the EVC Code.
- Enter your EVC Code and click ‘Submit’. e-Return will be successfully verified.
Through Bank ATM
You can also generate EVC code through selected bank ATMs. Currently, only Seven banks (Axis Bank Ltd, Canara Bank, Central Bank of India, ICICI Bank, IDBI Bank, Kotak Mahindra Bank, State Bank of India) are providing this facility. EVC Code generated through will be valid for 72 Hours only.
Steps to verify ITR through ATM:
- Visit your Bank ATM and swipe your ATM card.
- Select the PIN for e-Filing option, and you will receive EVC Code on the registered mobile number
- Login to Income Tax portal.
- Go to ‘My Account’ tab from the menu, and select ‘e-Verify Return’.
- Select IT Return you would like to e-Verify, and click e-Verify
- Select ‘I already have an EVC to e-verify my return’.
- Enter your EVC Code which you have received earlier and click ‘Submit’. e-Return will be successfully verified.
Sending signed ITR-V/Acknowledgement receipt to CPC Bengaluru.
If you are unable to verify your ITR using any of the methods mentioned above and decide to manually verify your income tax, you need to sign a copy of ITR-V (Acknowledgement receipt) in BLUE INK and send via ordinary post or speed post to the CPC in Bangalore within 120 days.
You will receive an intimation on your mobile or email id once your ITR is received by the tax department.
ITR receipt status
If you manually send your ITR to CPC Bengaluru you can follow these steps to check the receipt status:
- Go to Income Tax Portal https://www.incometaxindiaefiling.gov.in/home.
- Click on the ITR Status option in the quick links tab.
- Enter your PAN Number, Acknowledgement Number and Enter Captcha & Submit.
4. Portal will show you the current status of your ITR.